Financial Planning & Advisory

Our aim is to leave no stone unturned in understanding your financial position to ensure that our services include the most suitable advice for you and your family.

Our senior adviser Mick Steffan CFP® with clients Doctor Gerarld Erasmus and Nurse Manager Joe Tiasdale from Carnarvon, Western Australia.

At Indian Ocean Financial services (IFSWA) we invest a lot of time upfront to get to know your current personal and financial situation and lifestyle objectives.

Once we understand your true drivers and your goals, we will commence formulating those and transfer them into workable financial planning strategies, which is detailed in a financial plan.

Streamlined management of your advice

At the implementation phase your private adviser will work with you to purchase any investments, set up any business structures and complete any insurance applications.

Your adviser will further keep you up to date on any progress and contact you at completion.

Our online portfolio management platform ensures that you are able to see the progress of your investments and superannuation savings, 24 hours a day, 7 days a week, wherever you have internet access. This facility allows you to check your investment performance or provide you and or your accountant access to all the information required to complete your end of the year taxation obligations.

Unbiased advice

IFSWA advisers don't receive commission or financial incentives from any product providers, where possible. We charge only a fee for the service we provide. Consequently, you always know how much our advice cost while having the added assurance that all our advice given is developed by the adviser with the true interest of you at heart.

Ongoing Advice

A financial plan is a living plan that requires adjusting when your situation changes.

To keep your advice up to date and increase the likelihood that the stated objectives are reached you should review your advice on at least an annual basis.

Some of those strategies and solutions we offer are:
Cash flow and taxation planning
Salary packaging and strategy planning
Investment structuring and planning
Personal insurance advice
Retirement planning
Risk assessment and wealth protection
Succession and Estate planning
Wealth Creation